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    Quality service does still exist.
    YOU WILL FIND IT AT ALTERNATIVE INSURANCE RESOURCES, INC.
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Latest News

What is a self-funded health plan?

Self-funded (or self-insured) health plan is one in which the employer assumes some or all of the risk for providing health care benefits to his employees. He takes control of the assets of his plan, invests them to this advantage, and eliminates the insurance company...

August 27, 2018

What is a fully insured health plan?

A fully insured health plan is one where the employer pays a premium to an insurance company for employee health coverage. The insurance premium is due in advance of the coverage and is actuarially projected to cover anticipated claim costs and the insurance company’s overhead,...

August 27, 2018

With what laws must the self-funded plan comply?

The self-funded plan comes under all relevant federal laws, none of which is specifically for self-funded plans. Depending on the company’s lone of business and size, the federal laws applicable to health plans are ERISA, COBRA, the Americans with Disabilities Act, the Pregnancy Discrimination Act,...

August 27, 2018
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Alternative Insurance Resources, Inc.
P.O. Box 660787
Birmingham, AL 35266-0787
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Telephone | 205.871.3229
Toll Free | 800.451.4318
Fax | 205.871.3259

Business Hours

Monday-Thursday 8:00 am – 4:30 pm CST

Friday 8:00 am – 12:00 pm CST

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24/7 access to benefits and eligibility through the portals on this website or our automated response system (FaxBack) which can be reached by calling our office and following the prompts

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